Skip to main content

Multi-payouts

Overview​

Multi-payouts is a model designed for a closed group of sellers operating under one shared URL, where the customer pays once, but the funds are split automatically between multiple legal entities each with their own unique seller accounts. Multi-payouts are also available for one merchant who has unique needs for distributing his funds to multiple payout accounts.

Key characteristics:

  • Hierarchy: there is always a Lead entity and one or more Additional entities.
  • Single checkout experience: the buyer does not see the internal payment split.
  • Automatic split of funds: split is performed by Paynow based on the lead entity’s instruction.
  • Optional internal commission: Paynow can technically deduct and pass through a commission from additional entities to the lead entity (e.g., for platform maintenance), based on the lead entity’s data and authorizations.
  • Refunds via API: refunds are initiated via the lead entity’s API access.

Integration checklist​

  1. Create a sandbox account here.
  2. Contact Paynow support to activate Multi-payouts via email.
  3. Confirm the shared URL under which the cooperating entities sell.
  4. Provide information on how many additional entities you wish to have.
  5. Find your API credentials – see API access.
  6. Integrate directly with Paynow API.
  7. Make a payment – test positive and negative payment paths.
  8. Make a refund – make a refund on your platform.

Make a payment​

As Multi-payouts uses the same logic for payment as Marketplace, for instruction please refer to Marketplace payments. You should use the same request structure – each sellerId is assigned to dedicated Additional entity.

Make a refund​

As Multi-payouts uses the same logic for payment as Marketplace, for instruction please refer to Marketplace refunds. You should use the same request structure – each sellerId is assigned to dedicated Additional entity.

It is always advised to check sellers balance before making a refund. For instructions please refer to Seller balances.

You can also choose to enable Awaiting refunds in your shop setting via Paynow Merchant Panel.

Which functionalities are not used with Multi-payouts setup​

  • Buyer Protection Program : This is dedicated for Marketplaces where money needs to be frozen for given period due to implemented Buyer Protection Rules and Regulations.
  • Seller Boarding : Set up of Multi-payouts is done by our back office team based on signed contract. You don't have a free hand in inviting new sellers to your platform.